Patient Financing

Care Credit

Vision correction is an excellent investment in your personal well being. For this reason, we believe that finances should not be an obstacle. We provide the following Care Credit financing options for payment.

Interest Free Plan:

    • No initial payment required
    • Plans for 6, 12, 18 or 24 month periods
    • No prepayment penalty

Extended Payment Plan:

    • No initial payment required
    • Plans for 24, 36, 48 and 60 months
    • Prepayments can be made anytime without penalty
    • Best solution if lowest monthly payment is desired


Please  note: A minimum purchase amount is required for interest free plans. Interest will be charged from the purchase date if the promotional balance, including optional charges, is not paid in full within the specified amount of months or if you make a late payment. Minimum monthly payments required.

For fast, confidential service by phone, call (800) 365-8295. To complete a application online, click here.

Flexible Spending Accounts (FSA)

Although most insurance companies do not cover these procedures, many employers offer Flexible Spending Accounts (FSA) that allows you to use tax-free dollars to pay for healthcare expenses.

Savings Programs

We honor several discount programs for Laser Vision Correction upon proof of affiliation, including Aetna, Avesis, Cigna, Chapel Hill / Carrboro Chamber members, NC Farm Bureau members, OpticBlue (the program for Blue Cross Blue Shield members of North Carolina), Superior Vision Plan, TruVision, UNC employees and Vision Service Plan. We will gladly check your insurance program for any additional savings upon request.

Our staff must be informed of your savings program prior to payment of procedure.

Enjoy Life! With better Vision

Stop struggling with your eyesight! Now is the time to schedule your cataract evaluation with Dr. Penke at Carolina Ophthalmology. Why not take our Self Evaluation Test to get started?

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